How Much is Motorcycle Insurance in Georgia?

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Are you buying a new bike in Atlanta? You’ll want to know more about the typical motorcycle insurance cost in Georgia and how to access the best motorcycle insurance rates. This can be a confusing topic — especially for first-time motorcycle buyers — so the team at Killer Creek Harley-Davidson has compiled this guide to purchasing motorcycle insurance in Roswell. Read below for details on what’s covered under motorcycle liability insurance, getting a motorcycle insurance quote, and more!

Do You Have to Have Motorcycle Insurance in Georgia?

In order to comply with state law, individuals who own a motorcycle in Georgia must purchase motorcycle insurance. In fact, motorcycles in our state have the same insurance requirements as other motor vehicles. The type of insurance required is known as motorcycle liability insurance. Costs covered by this insurance include potential damages and injuries in the event of a collision, including:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $15,000 per accident for property damage

Motorcycle Insurance Cost

At this point, you’re probably wondering what you’ll need to pay for this required coverage. So, how much is motorcycle insurance going to set you back? These and other factors will impact the motorcycle insurance cost for Conyers-area riders:

  • The type of motorcycle insurance you purchase
  • The quality of your motorcycle insurance coverage plan
  • The mileage, age, and model, of your motorcycle
  • How many miles you expect to drive in a year
  • Recreational vs. professional motorcycle use
  • Your personal credit history
  • Where you live
  • Your age and gender

Generally, Cartersville-area riders can expect a motorcycle insurance cost of around $500-600 per year — or about $50 per month. Keep in mind that, depending on the factors listed above, you may pay as little as $40 per month or as much as $80 per month.

Types of Motorcycle Insurance

Although Georgia riders are only required by law to purchase motorcycle liability insurance — which covers another person’s property and injuries — other insurance types may be added to strengthen your coverage. These include:

  • Collision coverage for your own motorcycle
  • Uninsured/uninsured motorist coverage
  • Personal medical coverage
  • Roadside assistance
  • Rental reimbursement
  • Comprehensive coverage for vandalism and other kind of damage to your bike

Get Help with Georgia Motorcycle Insurance Requirements from Killer Creek Harley-Davidson

Looking for more info about Roswell motorcycle insurance coverage and or how much it costs for a new model like the Pan America? Whether you’re looking for a motorcycle insurance quote or wondering about motorcycle helmet laws, we’re happy to answer your questions at Killer Creek Harley-Davidson! Contact us online or stop by our dealership in Roswell today.

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